Thursday, February 26, 2009

Gawat

Sekarang ni memang ekonomi semakin gawat. Dah ramai kehilangan kerja. Aku mungkin tak ada risk kehilangan kerja cuma business semakin slow. Apa2 pun aku tetap percaya pada rezeki Allah yang beri. Kalau Dia nak beri, lantaklah gawat macam mana pun. Pengalaman jadi orang purchasing ni memang boleh nampak bagaimana rezeki tu Allah yang bahagi-bahagikan. Walau pun harga kita murah tapi tak semestinya kita boleh dapat. Kadang2 timing pun penting juga. Kalau rezeki kita, ntah dari mana pun dia boleh datang. Do I have to say it more?

Macam2 tips waktu gawat ni kita boleh dapat dari e-mail kengkawan, tapi soalnya terikutkah kita? Yang pastinya tabiat menyimpan mesti ada sejak dari awal. Aku ni memang suka menyimpan sebab aku dah biasa susah dari kecil. Tapi aku rasa bukan sebab aku ni orang susah. Abang2 aku tu pun susah juga, tapi tak ada tabiat menyimpan pun aku tengok. Apa2 jer lah.

Salah satu tips yang paling menarik adalah save first, then spend the rest. Untuk tabiat ni bukan boleh dapat overnight. Banyak faktor yang mempengaruhi. Kalau income tu besar, bolehlah cakap besar...cuba income tu kecik, tahulah langit tu tinggi atau rendah.

Yang pastinya aku bersyukur kerana pendapatan suami aku mampu utk menampung kehidupan kami. Lagi pun aku ni memang tak kuat shopping, so I don't need much. Credit card pun aku tak ada. Masa kerja dulu aku ada credit card, tapi tak pakai pun. Setakat bayar fee buat bazir jer.
Sebenarnya banyak cara utk save kan duit, termasuk refinance rumah dengan kadar faedah yang lebih rendah dan keluar duit dari KWSP. Alhamdulillah, rumah sekarang ni tinggal sebulan saja lagi payment. Kereta Iswara tu tinggal setahun jer lagi. Knowledge pasal duit ni aku dapat dari buku Azizi Ali, millionaire comes from another planet. Aku ingat nak educate anak2 pasal money management ni. Money management ni bukan buat kita jadi kedekut. Cuma lebih kepada jangan membazir. Macam kata Ustaz Ismail Kamus, kalau nak makan pun banyak mana sangat kita boleh makan. Nak pakai baju, berapa banyak baju kita boleh pakai dalam satu masa. So, bersyukurlah dengan apa yang kita ada. InsyaAllah, Allah akan tambah lagi nikmat kita. Tapi kena ingat bersyukur pun kena IKHLAS.

Wednesday, February 18, 2009

Amirah


She really makes me laugh. She is the youngest and the most creative. Scribbles on every surface she wants to. Plays with all the toys she wants to and fight with her sisters if she wants to. I found that she has a good EQ. She knows what to say and when to say it. Sometimes she makes me mad! At one time she was scribing on the wall and my husband said, "OK let her does the scribbling over there and let it be her scribbling space". Fine with me. The only problem is, that is not the only space she did her scribbling...it is all over the place when she wants to. Even though I gave a piece of paper to her like I did to all her sisters. Oh....what a girl!

Today she picked something up while waiting for me talking to her Kak Nyah's teacher and bring it inside the car. It just a piece of steel rod that look like a door handle. She knocked it against the car window. I told her to stop it or the window may shatter and her daddy will get upset. You know what she said, of course in Malay. "Nanti ayah marah Mirah, dia tanya saper buat?". Mirah cakap , "Mirah buat" pastu ayah kata , "Mirah..." pastu ayah gelak "Hahahaha...." Well, what she said was true. My husband was always like that. He may upset for a while for certain incident and sometimes he did not upset at all. The most important thing that I learned from him is about generosity and sincerity. May be we can talk about it later.

Monday, February 16, 2009

Confrontation

Some tips learned today on confrontations. Actually these tips are from Oprah's show today. The topic is on how divorce actually left the children hurt for rest of their lives. I think these tips can also applicable to our daily life.

1-Set the intention before the confrontation.
2-Define the rules
3-Don't attack
4-Be specific
5-Resolve for the future.

To tell you the truth, I hate confrontation myself. Sometimes, certain things are better left unsaid.
I am not good at expressing myself. Most of the time I'm emotional. Who can think clearly with clench fist anyway. Better cool off and find something better to do.

Friday, February 13, 2009

The State of Perak

I was born in Perak. To be accurate in Kg Air Panas, Grik,Perak. All of mybrothers and sisters were born in Perak. Hey! there are 16 of us!
I'm rather sad what had happened there. I don't like take sides. I like to work on facts & figures.
I know life is not fair sometimes, but that is life and welcome to the real world! I was not a law student but I took business law as one of my subjects when I was in the University. So, why bother.
Everybody seems interested to interpret Perak Legislative Law intheir own terms and favours. Come on guys...lawyers are people who make those rules or terms & conditions which only they can understand and worst still they make us hire them to make us understand! How they managed to make our lives miserable...do I have to say it more?

My Business

Mind you, hate to tell myself this;
1- My business is OK...just so-so
2- Don't really need the money. Just to pass my time really.
3- Maybe I am including in "Melayu Malas" category.
4- Lazy to make sales. Maybe not my area I guess.
5- But I love meeting with people.
6- Believed in "rezeki Allah beri" if He wants to.
7-I have nothing to complain!
Related Posts with Thumbnails